Boat Loans Enjoy The Privilege Of Being A Boat Owner
Owning a boat of your own is a matter of privilege. You can explore the wonders of the sea with your own boat rather than renting a boat, which is available for a limited time span. What is stopping you from buying a boat of your own? Is it lack of sufficient funds in your account? If your answer is yes, then no need to worry any longer, boat loans are here to help you get your dream boat.
Boat loans ,facilitate the UK residents with an opportunity to buy a boat of their choice. For some of you a boat may be a passion while for others it could be just a luxurious item. You can choose the boat that suits your personality and need from the variety of boats available in the market ranging from a powered speed boat to a narrow boat and a house boat to a smaller cruiser.
If you have decided to take a boat loan you need to keep few points in consideration. First and the foremost thing you need to do is to decide which boat do you wish to buy and find out its price, this will help you in determining how much funds do you need. The next thing is to unearth how much money do you have which you can invest in purchasing the boat. Both these steps will help you in finding how much money do you exactly need to borrow with a boat loan.
Lenders in the UK offer boat loans ranging from
Boat Buying Tips To Save Time And Money
You're in the market for a boat and you'd love to buy one at the next boat show. But which boat is the right one for you? It's hard to know, especially if you're a first-time buyer.
A boat is a big investment, so it's important to do careful research to find the one that best meets your needs. Buyers should consider not only the price but also the manufacturer of the engine and the boat, the size and fuel capacity.
The first step is to determine how you will use the boat. What types of activities do you plan to do on your boat? Will you be cruising, fishing, playing watersports or a combination of these? After you have an idea of the type of boat you need, it's time to weed through the options.
One helpful resource is Boat Test.com, a site that allows prospective boat buyers to compare boats by type, size and manufacturer. After you specify what you're looking for, Boat Test.com generates a head-to-head comparison of all the models that fit your criteria.
Visitors to the site can see articles about various boats and watch videos of independently conducted tests for each model as well as video clips on engines, electronics and more. After narrowing down your options to a few models, you can go to the manufacturer's dealer locator through BoatTest.com to get more information and pricing.
If you plan to attend a boat show, doing research beforehand will save you a lot of time because you only will need to visit the exhibits of the specific boats you are interested in. At the show, take some time to look at the boats up close and check out the workmanship, ergonomics and other factors that may influence your decision.
If you prepare ahead of time, you'll also be able to tell the dealer exactly what you want in a boat. Armed with price and performance comparisons, you can simply walk from one dealer to the next until you get the price that is acceptable to you. In the end, you'll head home with a new boat and the satisfaction that you got the best deal possible. - NU
Preparing Your Boat For A Hurricane
Every marina has different rules for what must be done by boat owners in the face of an approaching hurricane. In the wake of Katrina and Wilma, states are beginning to pass laws requiring boat owners to prepare their boats in certain ways. In light of all this information, some of it conflicting, what are the most important things a boat owner must know to protect themselves and their boat during a hurricane?
There are two basic rules that most experts agree offer the most important advice. First, plan ahead for what you will do when a hurricane approaches. That means checking your contract with your marina to see what they require and checking with your state for any additional regulations. You should also check with your boat insurance company to see if they have regulations that may affect your coverage. Conduct a dry run during the off-season to be sure you fully understand how much time is necessary to move or prepare your boat.
Second, under no circumstances is it safe to attempt to ride out a hurricane in your boat. There is a persistent myth that being on a boat in open water is safer than being on land during a hurricane, but the facts do not bear it out. Hurricane winds and tides can carry boats far inland or even sink them. Your boat is not worth risking your life.
Moving your boat is always the best way to prevent damage if at all possible. However, this requires arranging for inland storage space well ahead of time. Also, many boat owners are not aware that drawbridges are often locked down before a hurricane to facilitate the evacuation of people from low-lying areas. This increases the importance of moving your boat as soon as a hurricane watch is issued for your area.
Some areas have flotilla plans in place in order to move the maximum number of boats in the shortest time. Your local emergency management office will issue flotilla information in advance of a hurricane. If you are planning on joining a flotilla, be sure that your boat is properly maintained and fueled.
If moving your boat is not a possibility there are some simple things you can do to minimize damage. Remove all portable items from your boat such as electronics, antennas, dinghies, sun shades, oars or any other item that may blow around and cause damage. Be sure that any remaining items are securely lashed down. Obtain rope and other supplies to secure your boat well in advance as these items may be in short supply before a storm.
Building A 16 Ft Grand Banks Dory
As a kid I did a lot of boat building, mainly scale models that were not able to sail, although I did actual build a few boats that were, more or less, capable of sailing. I even once build a 10 feet boat, or shall I say raft. I accomplished this with a few friends and we had great fun sailing it on the local river. It was not really water proof and while one person was rowing, the others had to make sure that they removed the water quicker then it was entering our boat.
Then sadly one day we failed. I was rowing at the time, and we were in the middle of the river when it was clear we were sinking. I stopped rowing to assist with the hosing, but this only slowed down the process of sinking, it did not stop it. So I started to row again in on effort to reach dry land before we sank, thus avoiding having to swim to safety.
And guess what: We made it! Just before the boat really started to sink we managed to jump ashore. Here we watched as our pride and joy slowly sank to the bottom of the river. It was then that we realised we were at the wrong side of the river and this left us with a problem. We either had to walk to the nearest bridge, 10 kilometers upriver, so that would have been a 20 kilometer walk, or swim to the other side.
We decided on swimming. We did not see anyone around, so we quickly undressed, and with one hand holding our clothes above the water, we managed to get back to our own side of the river. Just as we were struggling to get out of the water a group of girls from our own school were passing by, and I can tell you we were not happy!
This all happened a long time ago and a few times in my live I have had plans of building a boat again. I have spent a good amount of time looking at boat building plans, but with boats size does matter.
I usually looked at boats between 30 and 40 feet, but the sheer volume of work involved has always stopped me from going ahead with my boat building plans.
Now I have decided to start small. I am going to build a 16 feet Grand Banks dory, which I want to fit with a small outboard engine. I boughtl the boat building plans, I got the working space, and by the time you read this article I might be finished already.
Later, who knows, I might build a 40 feet cabin cruiser, and tow my Grand Banks dory behind me. Then, if my cabin cruises sinks, I can always row to safety in my Grand Banks dory, dry and with my clothes on.
The Winter Boat Show Season Is Red Hot
It seems counterintuitive that winter is the best time of the year to buy a new boat or personal watercraft. But those who wait until late spring or summer to make their purchase often are disappointed to learn that the new vessel they want is sold out.
According to Bryan Seti, national marketing manager for Yamaha Motor Corp., this is because when it comes to buying a new boat or personal watercraft, shopping early gets the best deals.
"This past year, we sold out of our best-selling WaveRunners [personal watercrafts] before the July 4 weekend and our most affordable WaveRunner, the VX110, was nearly sold out in June," Seti said. "It's harder for consumers to find a deal when supply is that low."
Seti says that buying a boat or personal watercraft at a winter boat show will guarantee that you find the boat you want because dealers are motivated to sell.
"Our dealers are receiving their 2006 orders now and those units take up a lot of space at the dealership," said Seti. "Dealers tend to get motivated when they see a crowded sales floor."
The nautical experts at www.BestofBoating.com offer the following tips to help you get prepared for a winter boat show:
* Plan your attack. Research boats and personal watercrafts before the show and map out the exhibits you want to visit. By preparing in advance, there's less chance of being distracted.
* Take a day off. Plan your visit for a weekday, when shows are less crowded. This makes it easier to inspect boats and talk with manufacturers' representatives and dealers.
* Stay focused. If you're seriously shopping at the show, you may not want to bring the kids. Your full attention is needed when closing a deal.
* Think on your feet. Wear comfortable shoes that are easy to remove so you can climb aboard the exhibits. Your feet will thank you at the end of the day.
A Guide To The Oxford And Cambridge University Boat Race
I have been fascinated with the annual Boat Race between Oxford and Cambridge University for as long as I can remember. I didn't attend any of these top two British Universities, nor do I have an avid enthusiasm for rowing but this traditional race of the two boats over exactly 4 miles and 374 yards still holds a fascination for me. I am not alone as the televised event is broadcast, from the historic River Thames, to hundreds of countries and has an audience of millions. The idea for the boat race between these paragons of academia was dreamt up by two students, both named Charles, funnily enough. Charles Merivale was at Cambridge University and Charles Wordsworth was at Oxford.
Cambridge issued their challenge to Oxford on March 12th 1829. Ever since then, it has been a tradition for the loser of a year's race to challenge the other boat to a rematch the following year.
On 10th June 1829, thousands of enthusiastic people descended on the small town of Henley-on-Thames in Oxfordshire. They were there to witness the first ever staging of the Boat Race between Oxford and Cambridge's best rowing teams. In a rather embarrassing turn of events the race had to be stopped shortly after both boats had begun to be rowed. It was restarted and Oxford was the winner of the first boat race against Cambridge.
One thing that I didn't realise about the Boat Race until fairly recently was that the members of both crews do not get any special dispensation as far as their studies go. If they can't keep up with their academic commitments then the students must resign from that year's boat squad.
The Boat Race is on a Sunday in March or April and the main event is preceded by a competition between Isis and Goldie. These are the reserve boats for Oxford and Cambridge in that order. About half an hour later the Blue Boats, as the first teams of each University are known, takes place. Cambridge is light blue and Oxford dark blue.
Houseboat Rentals Vacations From Your Own Back Yard
If you're the type that prefers the excitement of ongoing variety, then booking a mainstream vacation may not be for you. Among the many options from which there are to choose, houseboat vacations offer a non-stop, fun-in-the-sun experience which little else can parallel. Perhaps the biggest perk of these floating homes is that if you get tired of your surroundings, you can simply move on to another port and enjoy a new facet of your trip - which equates to a bunch of mini-vacations all within one package.
Boat Owners Intend To Sail On Despite Gas Prices
Boat owners say high gas prices won't sink their plans this summer. However, according to a new survey, higher prices will have them easing off the throttle more often.
Like other motorists, boat enthusiasts are caught in the wake of high fuel prices-especially those who pay a premium to gas up at marinas. But many boat owners indicate they are willing to "pay to play," saying gas prices would have to nearly double before they change their lifestyle.
The survey, conducted by The Brandware Group, Inc. for Nationwide Mutual Insurance, indicated that two-thirds of boat owners reported high fuel prices would not cause them to use their boats less often. In fact, boat owners are willing to pay about $2.70 more per gallon for fuel before they will consider docking their boats.
"When talking with our customers about boating we learned that while they're concerned about rising fuel prices, the passion they have for their boats overrides those concerns," said Greg Blanchard, Nationwide's vice president of Specialty Products.
The survey also showed boat owners intended to be on the water just as often as last summer-about 20 times-but expect to run their engines about 25 minutes less per trip. The sailors surveyed said they spend 28 percent of their total leisure time on the water.
Experts say that with high fuel costs putting a strain on boat owners' wallets, boat owners should make sure they have the right protection against the unexpected so they don't get hit with burdensome repair or replacement costs.
"Protecting your investments by making sure they are insured to value is an important step in protecting your lifestyle," said Blanchard. "The money crunch really hits home if something happens and you don't have adequate insurance to repair or replace your baby."
According to the survey, one in five power boat owners and one in three bass boat owners do not have insurance on their boat. Of those with insurance, about 35 percent don't have liability coverage. About 40 percent of power boat owners and 53 percent of bass boat owners don't have collision coverage. About one in five power boat owners and a quarter of all bass boat owners would rather take their chances than pay to fully insure their boats.
Boat towing or trailering across the United States is subject to different state laws as far as maximum speeds, trailer equipment requirements, trailer dimensions, brakes, insurance, and accessories such as reflectors are concerned. A separate permit for boat towing in each state is also required.
Most Americans live within a 100 miles of boatable waterways, and boat trailering is something of a national craze. Statistics show that the easiest boats to tow on a regular basis measure within twenty-five feet in length, since these allow for easier maneuvering on highways. Boat-towing vehicles and trailers differ quite a bit from other kinds because of the unique shape and dimensions of these crafts.
There is a mind-boggling array of towable boats available on the market today. These include air boats, fishing boats, bow riders, canoes, cuddy cabins, day sailers, deck boats, sailing dinghies, flats boats, jet boats, inflatable boats, and a host of others.
If one isn't an expert, it is important to follow a trailering-safety checklist while towing. The checklist should include guidelines to loading, leveling, driving, unloading, and launching. Probably one of the most common and dreaded hazards that all boat towers face is compromised tightness of the nuts on the trailer wheels. These tend to loosen with distance covered. Wheel maintenance in all its aspects should be a primary concern of every boat trailer owner.
As with most other kinds of towing, each state has its own set of trailering laws that will prescribe limits to weight, speed, and minimum equipment. These are strictly enforced, and it is wise to be prepared for all eventualities.
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