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Buying-A-boat Articles


Buying The Right Fishing Boat

(category: Buying-A-Boat, Word count: 292)
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If you are planning to buy a boat, you'll first need

to evaluate what you plan to do with it. If your

primary purpose is fishing, then you'll want to

look into boats that are designed primarily for

fishing.

If you happen to be a tournament fisherman, or hope

to be, then you probably wouldn't be happy with a

boat less than a 150 HP motor and shorter than 19

feet in length. Those of you who plan to fish in

really deep water on a regular basis will probably

need a 200 HP motor and at least 20 feet of length.

If you don't plan to tournament fish, but go after

bass fish instead, you'll want a 17 - 18 foot boat

with at least a 115 HP motor. This way, you can

enjoy the lake or the river.

Those of you who like to fish for species may want

to look for a more versatile boat with plenty of

walking around room, higher sides, and a different

seating arrangement. This type of boat is ideal

for several people, even a trip out with your

wife and kids.

If you plan to fish on occasion, but not enough

to invest in a boat, you may want to look at a

fish and ski model. This is a hybrid boat, crossing

between a bass boat and pleasure boat, and can

easily serve your purpose.

The biggest part of the buying process is getting

what you can afford. Luckily, there are many new

boats available, giving you several that fit your

budget. If you prefer, you can shop and find a used

boat that fits both your needs and budget.

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Reasons To Buy A Boat

(category: Buying-A-Boat, Word count: 314)
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Many studies have shown, and many people already know

that being with friends and family, relaxing in the

outdoors and being close to nature are the best reasons

to buy a boat and spend time on the water. Your family

doesn't need to spend a forture or travel to a theme

park to have an experience that everyone will enjoy.

Boating is family

If you've ever felt that your family is going in

different directions, a boat can help to bring things

back together. When you spend time with your family

on a boat, it's all quality time. No matter if you're

fishing, tubing, swimming, or just cruising, your

doing it together - as a family.

There are no distractions on the water, so you can

focus your attention on each other. You can share

stories, laugh, have conversations, or reconnect and

create all new memories together. To put it in simple

terms, a boat will make life much better.

Boating helps you relax

Being on a boat makes it easy to relax. There are no

faxes, computers, or interruptions on a boat. You

have the open water, fresh air, the warm sun, and

adventure that you won't be able to find anywhere else.

With a boat, a great getwaway is all but a weekend

away. You may be a few miles from home in reality,

although you'll feel like your a million miles away.

Having fun

On a boat, the fun will never stop. There are always

things to do, places to see, fish to catch, and new

memories to create. Buying a boat is easy to do,

even if you are on a budget. If your ready to start a

new journey in life - a boat is something you and your

family simply must have.

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Storing Your Boat

(category: Buying-A-Boat, Word count: 304)
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One of the keys to owning a boat is the question of

where to keep it when you aren't using it. Your

budget, convenience, and availability are all keys

that should be talked about.

Trailering

There's no less expensive way to store a boat than

on a trailer in your driveway or yard. A trailer

offers you the advantages of taking your boat into

different areas of water, taking your boat out

whenver you like, or just saving fees on your winter

storage. Before you look into a trailer, make sure

that your vehicle has the towing capacity for your

boat and the equipment you need.

Rack storage

For smaller boats, a great alternative to storage is

rack storage, or dry stacks. Typical rack storage

facilities will keep your boat in a covered shed

filled with plenty of room. Simply call the facility

before you want to use the boat and they will

retrieve it for you. When you are finished boating,

simply bring it back, tie it up, and they will

return it to the storage area for you.

Marina advantage

If your a boat owner craving convenience, a marina

slip is just what you need. Simply drive your family

to the marina, get in the boat, and go. Rates will

vary from state to state, although most offer you

several other perks as well.

Buying your slip

In some areas, you can actually buy a permanent slip

at a marina. This can be great to have in high

demand areas, as it guarantees you a slip at the

marina whenever you need to store your boat. The

purchased slip is a long term asset, and is good

for as long as you own a boat.

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Financing A Boat

(category: Buying-A-Boat, Word count: 296)
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Once you decide to buy a boat, you'll find yourself

wondering how you are going to pay for it. This

type of purchase will involve some type of financing,

whether it's a credit line through the home, an

unsecured loan, or a boat line. Choosing the right

financing source can be just as important as

choosing the right boat.

When choosing a source of financing, there are

several things to consider. The first factor is

how long you plan to keep the boat. If you are

buying a first boat, it'll make more sense to find

a loan that will be flexible enough for an early

payoff via private party or even a trade in.

If you are purchasing the boat of your dreams, you

should expect to have it financed for a long time

which makes it important to get a fixed rate loan

with terms that allow for a low monthly payment.

Another factor you'll need to consider is the

down payment. Most lenders or dealers would like

to see at least ten percent down. Zero down

payments do exist for those with good enough

credit. Normally, the down payment doesn't

significantly change the monthly payment for your

boat loan.

Choosing the right type of boat loan is a very

important part of the entire buying process. You

can start with a boat finance brokerage, which

will show you how each one of the available options

fit into your profile.

Doing this will give you the knowledge and ability

you need to find the loan that best fits you and

your budget. The, you can concentrate on the

important things - taking your new boat out on the

water.

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Choosing The Right Engine

(category: Buying-A-Boat, Word count: 449)
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Choosing the engine (or propulsion system) for your

boat is very important. Both the weight and the

horsepower will have a major impact on the performance

of your boat. If you have a boat that's underpowered,

the engine will work twice as hard, giving you poor

performance.

Now, we will take a look at the motors available

for boats and vessels:

Outboard motor

An outboard motor is very popular and very useful on

small boats. These motors are very light, powerful,

and extremely quiet. Normally mounted on the transom

of a boat, there are boats available that offer a

motor well or even a bracket to mount the motor to.

The entire motor will swivel about, providing easy

steering as the turning propeller pushes the stern

about. Outboard motors come in many different sizes

and the horsepower can use different types of fuel.

Stern drive

These motors are also known as I/O engines, and

normally heavier than outboard motors. Consisting

of an engine mounted inboard and a lower unit

attached to the transom, these motors offer power

and versitility. You can also tilt the motor up

and down to help provide boat trim while you cruise.

Inboards

On boats that are over 26 feet in length, these

motors are very popular. Similiar to the stern drive

motor, the inboard motor is mounted inside the boat

towards the center, giving you good weight proportion.

Inboards connect directly to the transmission, then

on through the hull of the boat. Then, the shaft

is attached to a propeller which will turn and

propel the boat. The shaft is fixed and doesn't

swivel around. Therefore, a rudder is mounted

behind the shaft and propeller to help deflect the

flow of water which provides your steering direction.

Jet drive

Jet drive propulsion systems have a big advantage -

no propeller to cause damage or injury to those in

the water, including marine life. Normally, they

are inboard engines that will take in water that

flows through a pump, powered by an impeller.

Then, the water is discharged at a very high pressure

through a nozzle that will propel the boat. To

provide steering for the boat, the nozzle will

swivel. For personal watercraft, a jet drive is

the way to go.

Keep in mind that when power isn't being applied,

jet driven boats will lose steering, as the stream

of water that propels the boat won't be there.

Therefore, always keep any part of your body away

from the pump intake - and never operate these types

of boats in shallow water.

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Finding The Perfect Boat

(category: Buying-A-Boat, Word count: 447)
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Finding the perfect boat is an undertaking for an

experienced boater. For the first time boater, it

can be a very difficult task to accomplish. To

help you with your quest for the perfect boat,

there are a few things you should know.

Deciding what's important

Choosing the right boat is all about knowing what's

really important to you. You need to decide whether

you'll be using the boat for your own private use,

fishing, or cruising. You should also consider your

families feelings, as buying a boat for your own

personal needs without consulting your family will

probably lead to disappointing experiences or less

time spent on the water.

Types of boats

Typically, boats will fall into five categories -

fishing boats, power boats, sailboats, personal

watercraft, and self powered boats. To help you

find the perfect boat, we'll take a look at what

each one offers.

Fishing boats

The designs for fishing boats will vary quite a

bit, as are the places you can use them. The boats

that are meant for shallow waters of inland lakes

and rivers aren't the same boats meant for deep

seas and great lakes. There are many different

designs, even boats that serve no other purpose

besides fishing.

These types of boats normally have stowage and

holders for bait, fishing poles, tackle, and

even special tanks to hold live fish. Other types

of fishing only boats feature an open platform

where anglers can fight fish from all sides of

the boat.

Power boats

Power boats are the most popular boats sold. The

designs with power boats are as varied as their

uses. Boats with seating in the front are

called bowriders, which are mainly used for towing

skiers or rafts. Most boats can also be used for

fishing as well. If you want to do both,

there are ski and fish combinations available.

Sailboats

When you first learn to pilot a sailboat, it can

be very challenging, although very rewarding as

well. A sailboat requires more skill and

knowledge to operate than boats, although they

are considered more rewarding once mastered.

With all available sailboats, the single masted

sloop is the most popular design. For those who

only boat on occasion, catboats, daysailers, and

dinghys are small and easily trailerable.

When you finally decide on the perfect boat for

you, look at what each one offers and how you

plan to use it. The perfect boat for you is

out there, all you have do is find the one that

best matches your needs.

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Buying A Cruising Yacht

(category: Buying-A-Boat, Word count: 485)
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Everyone out there likes the idea of a shiny new

boat. While buying a new yacht is an accomplishment

in itself, you shouldn't spend over your budget then

be unable to take it anywhere. When you buy a

yacht, always look at what comes with the boat

and decide if it's everything you want.

Types of construction

GRP

Almost all cruising yachts out there today are made

of GRP construction. GRP material is long lasting,

strong, and easy to repair. Osmosis is the only

real problem here, as the blisters it leaves can be

sometimes costly to repair.

Steel

Steel is always a great a idea, as it is by far the

strongest material. There have been steel boats ran

into reefs and banks and received just a few mere

scratches. Even though steel has many advantages,

rust is the true enemy here. You must keep all

surfaces thoroughly painted, primed, and ready to

avoid all types of rust.

Aluminum

Although rare in the normal cruising market,

aluminum is very popular with the construction of

top quality custom built yachts. If you are looking

for an aluminum constructed yacht, always make sure

that it wasn't constructed by an amateur yacht

builder - as this can cause major problems later on

down the road.

Wood

Even though it's the most traditional building

material, wood still has a lot to offer. If you get

the right kind of wood, it can last just as long as

any other type of material. The maintenence costs

are very high with wood, especially if you do your

own painting.

Ferro-cement

Concrete type boats have been around for a long

time. A cheap method of hull construction, it was

very popular in the 70's. If done properly, it

can be a very strong method of yacht construction.

Rigs

The most popular choices of yacht rigs include sloop,

cutter, and ketch - in that particular order. Sloop

has the virtue of simplicity, while ketch and cutter

rigs will split the sail plan into more easily

managed areas. A ketch rig can sail under mizzen

and headsail alone, while cutter rigs can offer a

simple twin headsail with downwind option.

Essentials versus desirables

Before you begin looking for a yacht, make a list

of what you must have then make a list of what would

be nice to have. There are many additions and add

ons you can get for yachts, although they can get

very expensive in a hurry.

When you shop for a yacht, always plan out your

budget before you even start looking. A nice yacht

can cost a lot of money, which is something you

may need to save up for. Yachts are great to sail

on, especially for those who have a lot of money

to spare.

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How To Test A Boat

(category: Buying-A-Boat, Word count: 493)
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If you think you've found the boat of your dreams,

it's time to test it. Testing your boat is more

than just taking it for a test drive around the

harbor. You should look at everything closely, as

a professional boat tester would.

Sometimes, it can be hard to tell a top quality boat

from one that may have problems later on. To an

untrained eye, both can look good on the surface.

When you start to break everything down and give it

a careful inspection, you'll be able to tell a great

boat from a not-so-great boat.

By opening up all doors and access plates, you can

get great insight on the the construction of the

boat. You should also stick your head into the

anchor locker of any boat you are considering to

buy, as if they've cut any corners you'll normally

be able to see it here.

Looking into the anchor locker also lets you look

at the hull to deck joint. If there is light

coming from through, or if the fiberglass around

the joint can be seen through, it normally means

the boat has poor construction.

When you buy a boat, you should put it through a

rigorous visual inspection. It's also equally

important to conduct a vigorous test on the water

as well. A private seller or dealer will

normally want to stack the deck, ensuring that

the boat will perform well.

Normally, this involves a near empty gas tank,

no gear or extra passengers, and keeping the

boat in sheltered water. Therefore, it's up to

you to insist on a more realistic test. Think

of the test as an actual day out on the water,

and you'll find out if the boat is indeed something

you should spend your money on.

During your water testing, you should determine

if the boat performs well and meets all of your

expectations. You should determine if the boat

travels at the right speeds, and whether or not it

is capable of doing everything that you plan to

do with it after you buy it.

When test driving the boat, you should put it

through all paces in open water, cutting waves at

all angles. If you plan to test a saltwater boat,

you should bring along a 5 gallon bucket and try

throwing some water onboard. Any boat you plan

to use offshore should quickly shed water through

the scuppers. Some boats will pool water in the

bow and drain slowly - which can be very dangerous

in rough waters.

If a seller or dealer balks at the mention of any

requests you have, simply find yourself another

dealer or another boat. There are plenty of great

quality boats available, ranging in prices. Make

sure to check everything very carefully before

you make any decisions.

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Buying A Used Boat

(category: Buying-A-Boat, Word count: 442)
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Those of you who have the money and plan to keep

one boat forever, should buy it new. If you happen

to be on a budget and skeptical about owning a

boat, you should buy it used.

Buying used is great for some, although it isn't

always the most glamorous decision. The oceans

and lakes are filled with boaters who are far

wealthier than most. Many boaters go well beyond

their means and finance their boats at extreme

levels.

What really counts with a used boat is being out

there on the water. Someone who is out there

every weekend on his beat up boat is a great

boater. A businessman who only has time to ride

on his 60 foot yacht once or twice a year isn't

considered a boater at all.

If you look around the water, you'll se that the

little boats are the ones that move, while the

big boats are the ones that never move. Those

that are too busy earning money and never have

the time to go boating shouldn't really have a

boat at all.

New boats can lose half of their value in less

than 2 years. With a used boat, the previous

owner has already fixed the problems that are

associated with new boats. The previous owner

has also already hassled with the dealer to get

the warranty service taken care of.

A used boat normally hasn't be used very much

at all. A boat will sit a majority of the time,

which is nothing like a used car. You can find

many boats with less than a couple hundreds hours

of engine time. For the sake of comparison,

look at how many hours are on the engine of your

car.

A used boat will already have scratches and

dings, so you won't feel half as bad when you

add a few of your own. When you purchase your

used boat, you should leave at least a grand to

outfit the boat and make any necessary repairs.

A used boat will normally come with dock lines,

life jackets, spare props, a radio, safety

equipment, and other nice additions. New boat

owners will have to pay hundreds of dollars

for these kinds of things.

The wild card is, of course, whether or not the

previous boat owner did the proper maintenance

of the boat. Prior to buying you should always

get the boat surveyed to be sure that it's in

reasonable condition. This way, you'll know

your getting a great used boat.

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