Buying-A-boat Articles
Reasons To Buy A Boat
(category: Buying-A-Boat, Word count: 314)
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Many studies have shown, and many people already know
that being with friends and family, relaxing in the
outdoors and being close to nature are the best reasons
to buy a boat and spend time on the water. Your family
doesn't need to spend a forture or travel to a theme
park to have an experience that everyone will enjoy.
Boating is family
If you've ever felt that your family is going in
different directions, a boat can help to bring things
back together. When you spend time with your family
on a boat, it's all quality time. No matter if you're
fishing, tubing, swimming, or just cruising, your
doing it together - as a family.
There are no distractions on the water, so you can
focus your attention on each other. You can share
stories, laugh, have conversations, or reconnect and
create all new memories together. To put it in simple
terms, a boat will make life much better.
Boating helps you relax
Being on a boat makes it easy to relax. There are no
faxes, computers, or interruptions on a boat. You
have the open water, fresh air, the warm sun, and
adventure that you won't be able to find anywhere else.
With a boat, a great getwaway is all but a weekend
away. You may be a few miles from home in reality,
although you'll feel like your a million miles away.
Having fun
On a boat, the fun will never stop. There are always
things to do, places to see, fish to catch, and new
memories to create. Buying a boat is easy to do,
even if you are on a budget. If your ready to start a
new journey in life - a boat is something you and your
family simply must have.
Types Of Boats Available
(category: Buying-A-Boat, Word count: 430)
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There are many boats out there on the market, with
something for everyone. If you are new to boating,
selecting the right boat can be hard. There are
boats for every purpose on the water, all you have
to do is find the one for you.
To help you in your quest, we'll go over the several
types of boats available. This way, you'll know
the differences when you head out to buy one of
your own.
1. Vessel
The vessel is the most common name for a boat, as
it's the description used or capable of being used
on the water. Basically, it's another name used for
a boat or anything capable of being on the water.
2. Power boat
A power boat is any boat or vessel that's propelled
by machinery. Fishing boats are great examples,
as they are powered by motors or engines.
3. Houseboat
A houseboat is fitted for use as a living vessel or
for leisurely cruising. Normally, a houseboat will
include living accomodations such as sleeping
quarters, kitchen facilities, and even a full bath.
The cruising models are normally propelled by
power.
4. Sailboat
A sailboat is any boat that's under sail along with
no mechanical means of propulsion. The modern
sailboats range from one person boats to luxury
yachts that can accomodate several people. They
are divided into three basic types:
1. Daysailer - This is a small boat that's
designed for comfortable sailing without sleeping
accomodations. It offers a roomy cockpit and can
also contain an outboard auxillary engine as well.
2. Cruiser - Cruisers are medium sized or
large boats that contain a cabin with sleeping
quarters, toilet, food area, and usually an auxillary
engine that's built inside.
3. Racer - Racers are boats built for speed
and ease of handling - normally at the expense of
comfort.
5. Zodiac
The Zodiac brand of high performance aluminum boats
are some of the most popular in the entire boating
industry. These boats are constructed with a
conventional rigid hull with increased buoyancy and
stability. The deep V hulls offered by these boats
are made to take any weather. They are well known
for their prowess and are used all over the world
for commercial search and rescue operations.
6. Catamaran
These boats come with twin hulls. They provide
safety, comfort, speed, and stability that's
unmatched by single hulled boats. Popular with
boating, they offer you a new twist to hitting
the water.
Buying A Used Boat
(category: Buying-A-Boat, Word count: 442)
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Those of you who have the money and plan to keep
one boat forever, should buy it new. If you happen
to be on a budget and skeptical about owning a
boat, you should buy it used.
Buying used is great for some, although it isn't
always the most glamorous decision. The oceans
and lakes are filled with boaters who are far
wealthier than most. Many boaters go well beyond
their means and finance their boats at extreme
levels.
What really counts with a used boat is being out
there on the water. Someone who is out there
every weekend on his beat up boat is a great
boater. A businessman who only has time to ride
on his 60 foot yacht once or twice a year isn't
considered a boater at all.
If you look around the water, you'll se that the
little boats are the ones that move, while the
big boats are the ones that never move. Those
that are too busy earning money and never have
the time to go boating shouldn't really have a
boat at all.
New boats can lose half of their value in less
than 2 years. With a used boat, the previous
owner has already fixed the problems that are
associated with new boats. The previous owner
has also already hassled with the dealer to get
the warranty service taken care of.
A used boat normally hasn't be used very much
at all. A boat will sit a majority of the time,
which is nothing like a used car. You can find
many boats with less than a couple hundreds hours
of engine time. For the sake of comparison,
look at how many hours are on the engine of your
car.
A used boat will already have scratches and
dings, so you won't feel half as bad when you
add a few of your own. When you purchase your
used boat, you should leave at least a grand to
outfit the boat and make any necessary repairs.
A used boat will normally come with dock lines,
life jackets, spare props, a radio, safety
equipment, and other nice additions. New boat
owners will have to pay hundreds of dollars
for these kinds of things.
The wild card is, of course, whether or not the
previous boat owner did the proper maintenance
of the boat. Prior to buying you should always
get the boat surveyed to be sure that it's in
reasonable condition. This way, you'll know
your getting a great used boat.
Buying Inflatable Boats
(category: Buying-A-Boat, Word count: 454)
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As you are probably already aware of, inflatable
boats are very popular today. Each distinct group
of inflatable boat is designed for a specific use
and therefore equipped with different components
and equipment.
If your looking for a small boat to get you from
your ship to the shore, a typical inflatable boat
is the best answer. If you are looking for a
medium sized boat for diving or swimming, there
are many choices in that area as well. For recreation
or rescue work, there are large inflatable boats
available as well.
Dealers
The location of a reputable dealer is very important,
as you don't want to travel too far to get an
inflatable boat. Whether you need parts, repairs,
or just technical support - a close dealer can also
be a close friend. As a new boat owner, you may
also have questions, need to claim your warranty,
or just need regular servicing. No matter how
you look at it, a close dealer is always better
than having to travel.
Prices
Many years ago, inflatable boats were the most
expensive types of boats and only a small amount
of people could even afford them. The reason for
this, was the use of exotic materials and the
numerous hours of hand labor that went into their
construction.
Today, there are machines that do a majority of
the construction work. Zodiac and its sister
company Sevylor, are the leading low cost producers
today thanks to technology. You can even finance
an inflatable boat if you need to, making them
available to almost everyone now.
Warranty
You may have heard claims from all competitors,
with each one promising they have the best or even
the longest warranty. A few years ago, a company
offered a lifetime warranty - although they soon
disappeared shortly thereafter. Many manufacturers
will use an attractive warranty to substitute for
quality or even proper boat design.
In the back of your mind, you should be sure that
the company you buy from will be around long enough
to deliver on their warranty. Zodiac has been
building inflatable boats for over 50 years, and
offer a limited 5 year warranty on their inflatable
boats. Therefore, Zodiak is one of the best you
can buy today.
With all inflatable boats, you should know which
type you want before you purchase. You can always
look around and see what each dealer offer, then
plan your purchase accordingly. An inflatable
boat is great to have, especially for those who
own big ships and vessels. You can't go wrong with
these boats either - as they serve many different
useful purposes.
New Or Used Boat
(category: Buying-A-Boat, Word count: 425)
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Similiar to cars, there are a few pros and cons to
new and used boats. Even though there are hundreds
of used boats available, you should look at the newer
ones first.
New boats
With new boats, you'll know each and every piece of
history with the boat and the motor. If something
happens to go wrong, you'll have a warranty to fall
back on, so you don't have to focus on restoring or
repairing your new boat. This way, you can get out
in the water immediately.
When you finance a new boat, you can usually get a
much better interest rate as well. By shopping new
you'll also get a better idea as to which type of
boat is best for you and your family. Just like a
car, the depreciation value is the highest in the
first season of use.
Used boats
Used boats can be a great option, especially for
those who don't know what they want to do with the
boat, or those with tight budgets. Even though you
may be planning to buy a new boat, it's always a
good idea to shop new ones first.
Attending boat shows are a great way to see the
boats that are out there, helping you to get an idea
of what you want. You can look at the many used
boats that are there, then narrow your list down as
to what type of used boat you prefer.
Whether you plan to shop for your used boat online,
through the newspaper, or by visiting one of the local
boat dealerships, make sure you get a marine survey
of the boat before you make the purchase. A marine
survey may be a bit expensive, although it's money
well spent.
Often times, structural defects or mechanical
problems with used boats that weren't cared for
properly will be quite difficult to detect. A marine
survey is similiar to a home inspection, as the
surveyor will inspect every inch of the boat, from
the engine to the electrical system and the hull to
the steering wheel.
Depending on the results you receive, you can use the
results to get a lower price, or just stop the deal
altogether if the results are that bad. The marine
survey is the smartest way to buy a used boat, as
it can save you a lot of time, headache, and even
money - which makes it well worth it.
Cash Or Finance For Your Boat
(category: Buying-A-Boat, Word count: 308)
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Before you go out and purchase your boat, remember
that boating is a hobby and you shouldn't go
overboard with it. Unlike your house, boating
isn't really worth going into debt for. First
time buyers who aren't sure about boating should
always make sure they spend well within their
budget.
To get the most out of your boat, it's always a
better idea to scrape up your recreational dollars,
sell a few of your belongings, and simply save up
for a while. In the meantime, you should carefully
study the boating market. When you manage to
save up 3,500 - 25,000 dollars, go ahead and buy
the boat you want.
Whatever you do, make sure you don't spend all of
your money on the just the boat itself. When you
purchase the boat, you'll need to have enough
money for taxes, registration, storage, towing
insurance, gas, equipment, and even minor repairs
if your boat requires them.
When buying a boat, used or new, cash is always
better than financing. You can save money with
cash, as there are no finance charges. Financing
charges can get high, very high in fact if you
don't know a lot about it.
If you simply must finance your purchase, it's a
smart idea to use a home equity loan instead. This
way, it'll be tax deductible. Always be on the
lookout for boat show financing, and never, ever
use it. Several boat show financing ploys will
extend the loan out over the course of 10 - 15
years.
A new boater will either advance with boating or
get out of it all together. Most boaters don't keep
their boat for more than 10 years, which is reason
enough not to get an extended finance loan on your
boat.
Choosing The Right Engine
(category: Buying-A-Boat, Word count: 449)
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Choosing the engine (or propulsion system) for your
boat is very important. Both the weight and the
horsepower will have a major impact on the performance
of your boat. If you have a boat that's underpowered,
the engine will work twice as hard, giving you poor
performance.
Now, we will take a look at the motors available
for boats and vessels:
Outboard motor
An outboard motor is very popular and very useful on
small boats. These motors are very light, powerful,
and extremely quiet. Normally mounted on the transom
of a boat, there are boats available that offer a
motor well or even a bracket to mount the motor to.
The entire motor will swivel about, providing easy
steering as the turning propeller pushes the stern
about. Outboard motors come in many different sizes
and the horsepower can use different types of fuel.
Stern drive
These motors are also known as I/O engines, and
normally heavier than outboard motors. Consisting
of an engine mounted inboard and a lower unit
attached to the transom, these motors offer power
and versitility. You can also tilt the motor up
and down to help provide boat trim while you cruise.
Inboards
On boats that are over 26 feet in length, these
motors are very popular. Similiar to the stern drive
motor, the inboard motor is mounted inside the boat
towards the center, giving you good weight proportion.
Inboards connect directly to the transmission, then
on through the hull of the boat. Then, the shaft
is attached to a propeller which will turn and
propel the boat. The shaft is fixed and doesn't
swivel around. Therefore, a rudder is mounted
behind the shaft and propeller to help deflect the
flow of water which provides your steering direction.
Jet drive
Jet drive propulsion systems have a big advantage -
no propeller to cause damage or injury to those in
the water, including marine life. Normally, they
are inboard engines that will take in water that
flows through a pump, powered by an impeller.
Then, the water is discharged at a very high pressure
through a nozzle that will propel the boat. To
provide steering for the boat, the nozzle will
swivel. For personal watercraft, a jet drive is
the way to go.
Keep in mind that when power isn't being applied,
jet driven boats will lose steering, as the stream
of water that propels the boat won't be there.
Therefore, always keep any part of your body away
from the pump intake - and never operate these types
of boats in shallow water.
Buying Boat Insurance
(category: Buying-A-Boat, Word count: 429)
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Those of you who own boat will want to make sure
you get watercraft coverage. Often times, people
don't realize that they need this type of coverage
for their boats. There are many boat owners that
don't even realize this type of insurance is
even available.
You need boat insurance if you own a boat, it's
that simple. Before you buy boat insurance, here
are some things you simply must know.
- Many states now require that you carry watercraft
liability coverage. What this coverage does, is
protect you against any damage that you cause to
other people or their property with your boat. This
insurance will also cover you for vandalism, theft,
fire, stranding, sinking, and even collision. You
should always call your insurance agent and see
what's required with your state and what policies
they cover.
- There is also optional coverage that you should
really consider. One type of coverage that you
should strongly consider is Wreckage Removal. In
most areas, the removal of sunken or wrecked
boats is required by law, and the responsibility
of the owner to pay for the removal, which can
easily be very expensive.
Wreckage Removal coverage will pay these costs for
you. You should also consider adding coverage
that will pay for repairs and mechanical failure
as well, along with towing charges - should you
ever need to be towed back to the shore.
- Not all insurance companies cover everyone who
operates the boat. This is something you should
always ask about, find out who is covered when
operating the boat. There are several companies
that will only cover the owner of the boat. Make
sure that the insurance agent defines who is
covered when operating the boat.
- When you shop for boat insurance, call your
current company first, then check with other
companies to see what type of rates they offer as
well. Always remember that insurance agencies
are in competition with each other, and they'll
work with you to get you to join them. Let one
know about a better rate that you've been quoted
and see if they'll go one better.
Before you shop for boat insurance, think about
the investment you have made with your boat. Boats
are not cheap, replacing or repairing them isn't
cheap either. Therefore, you should always make
sure you get the coverage you need to protect you
against anything that happens with your boat.
Buying The Right Fishing Boat
(category: Buying-A-Boat, Word count: 292)
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If you are planning to buy a boat, you'll first need
to evaluate what you plan to do with it. If your
primary purpose is fishing, then you'll want to
look into boats that are designed primarily for
fishing.
If you happen to be a tournament fisherman, or hope
to be, then you probably wouldn't be happy with a
boat less than a 150 HP motor and shorter than 19
feet in length. Those of you who plan to fish in
really deep water on a regular basis will probably
need a 200 HP motor and at least 20 feet of length.
If you don't plan to tournament fish, but go after
bass fish instead, you'll want a 17 - 18 foot boat
with at least a 115 HP motor. This way, you can
enjoy the lake or the river.
Those of you who like to fish for species may want
to look for a more versatile boat with plenty of
walking around room, higher sides, and a different
seating arrangement. This type of boat is ideal
for several people, even a trip out with your
wife and kids.
If you plan to fish on occasion, but not enough
to invest in a boat, you may want to look at a
fish and ski model. This is a hybrid boat, crossing
between a bass boat and pleasure boat, and can
easily serve your purpose.
The biggest part of the buying process is getting
what you can afford. Luckily, there are many new
boats available, giving you several that fit your
budget. If you prefer, you can shop and find a used
boat that fits both your needs and budget.
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