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Buying-A-boat Articles


Reasons To Buy A Boat

(category: Buying-A-Boat, Word count: 314)
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Many studies have shown, and many people already know

that being with friends and family, relaxing in the

outdoors and being close to nature are the best reasons

to buy a boat and spend time on the water. Your family

doesn't need to spend a forture or travel to a theme

park to have an experience that everyone will enjoy.

Boating is family

If you've ever felt that your family is going in

different directions, a boat can help to bring things

back together. When you spend time with your family

on a boat, it's all quality time. No matter if you're

fishing, tubing, swimming, or just cruising, your

doing it together - as a family.

There are no distractions on the water, so you can

focus your attention on each other. You can share

stories, laugh, have conversations, or reconnect and

create all new memories together. To put it in simple

terms, a boat will make life much better.

Boating helps you relax

Being on a boat makes it easy to relax. There are no

faxes, computers, or interruptions on a boat. You

have the open water, fresh air, the warm sun, and

adventure that you won't be able to find anywhere else.

With a boat, a great getwaway is all but a weekend

away. You may be a few miles from home in reality,

although you'll feel like your a million miles away.

Having fun

On a boat, the fun will never stop. There are always

things to do, places to see, fish to catch, and new

memories to create. Buying a boat is easy to do,

even if you are on a budget. If your ready to start a

new journey in life - a boat is something you and your

family simply must have.

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Types Of Boats Available

(category: Buying-A-Boat, Word count: 430)
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There are many boats out there on the market, with

something for everyone. If you are new to boating,

selecting the right boat can be hard. There are

boats for every purpose on the water, all you have

to do is find the one for you.

To help you in your quest, we'll go over the several

types of boats available. This way, you'll know

the differences when you head out to buy one of

your own.

1. Vessel

The vessel is the most common name for a boat, as

it's the description used or capable of being used

on the water. Basically, it's another name used for

a boat or anything capable of being on the water.

2. Power boat

A power boat is any boat or vessel that's propelled

by machinery. Fishing boats are great examples,

as they are powered by motors or engines.

3. Houseboat

A houseboat is fitted for use as a living vessel or

for leisurely cruising. Normally, a houseboat will

include living accomodations such as sleeping

quarters, kitchen facilities, and even a full bath.

The cruising models are normally propelled by

power.

4. Sailboat

A sailboat is any boat that's under sail along with

no mechanical means of propulsion. The modern

sailboats range from one person boats to luxury

yachts that can accomodate several people. They

are divided into three basic types:

1. Daysailer - This is a small boat that's

designed for comfortable sailing without sleeping

accomodations. It offers a roomy cockpit and can

also contain an outboard auxillary engine as well.

2. Cruiser - Cruisers are medium sized or

large boats that contain a cabin with sleeping

quarters, toilet, food area, and usually an auxillary

engine that's built inside.

3. Racer - Racers are boats built for speed

and ease of handling - normally at the expense of

comfort.

5. Zodiac

The Zodiac brand of high performance aluminum boats

are some of the most popular in the entire boating

industry. These boats are constructed with a

conventional rigid hull with increased buoyancy and

stability. The deep V hulls offered by these boats

are made to take any weather. They are well known

for their prowess and are used all over the world

for commercial search and rescue operations.

6. Catamaran

These boats come with twin hulls. They provide

safety, comfort, speed, and stability that's

unmatched by single hulled boats. Popular with

boating, they offer you a new twist to hitting

the water.

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Buying A Used Boat

(category: Buying-A-Boat, Word count: 442)
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Those of you who have the money and plan to keep

one boat forever, should buy it new. If you happen

to be on a budget and skeptical about owning a

boat, you should buy it used.

Buying used is great for some, although it isn't

always the most glamorous decision. The oceans

and lakes are filled with boaters who are far

wealthier than most. Many boaters go well beyond

their means and finance their boats at extreme

levels.

What really counts with a used boat is being out

there on the water. Someone who is out there

every weekend on his beat up boat is a great

boater. A businessman who only has time to ride

on his 60 foot yacht once or twice a year isn't

considered a boater at all.

If you look around the water, you'll se that the

little boats are the ones that move, while the

big boats are the ones that never move. Those

that are too busy earning money and never have

the time to go boating shouldn't really have a

boat at all.

New boats can lose half of their value in less

than 2 years. With a used boat, the previous

owner has already fixed the problems that are

associated with new boats. The previous owner

has also already hassled with the dealer to get

the warranty service taken care of.

A used boat normally hasn't be used very much

at all. A boat will sit a majority of the time,

which is nothing like a used car. You can find

many boats with less than a couple hundreds hours

of engine time. For the sake of comparison,

look at how many hours are on the engine of your

car.

A used boat will already have scratches and

dings, so you won't feel half as bad when you

add a few of your own. When you purchase your

used boat, you should leave at least a grand to

outfit the boat and make any necessary repairs.

A used boat will normally come with dock lines,

life jackets, spare props, a radio, safety

equipment, and other nice additions. New boat

owners will have to pay hundreds of dollars

for these kinds of things.

The wild card is, of course, whether or not the

previous boat owner did the proper maintenance

of the boat. Prior to buying you should always

get the boat surveyed to be sure that it's in

reasonable condition. This way, you'll know

your getting a great used boat.

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Buying Inflatable Boats

(category: Buying-A-Boat, Word count: 454)
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As you are probably already aware of, inflatable

boats are very popular today. Each distinct group

of inflatable boat is designed for a specific use

and therefore equipped with different components

and equipment.

If your looking for a small boat to get you from

your ship to the shore, a typical inflatable boat

is the best answer. If you are looking for a

medium sized boat for diving or swimming, there

are many choices in that area as well. For recreation

or rescue work, there are large inflatable boats

available as well.

Dealers

The location of a reputable dealer is very important,

as you don't want to travel too far to get an

inflatable boat. Whether you need parts, repairs,

or just technical support - a close dealer can also

be a close friend. As a new boat owner, you may

also have questions, need to claim your warranty,

or just need regular servicing. No matter how

you look at it, a close dealer is always better

than having to travel.

Prices

Many years ago, inflatable boats were the most

expensive types of boats and only a small amount

of people could even afford them. The reason for

this, was the use of exotic materials and the

numerous hours of hand labor that went into their

construction.

Today, there are machines that do a majority of

the construction work. Zodiac and its sister

company Sevylor, are the leading low cost producers

today thanks to technology. You can even finance

an inflatable boat if you need to, making them

available to almost everyone now.

Warranty

You may have heard claims from all competitors,

with each one promising they have the best or even

the longest warranty. A few years ago, a company

offered a lifetime warranty - although they soon

disappeared shortly thereafter. Many manufacturers

will use an attractive warranty to substitute for

quality or even proper boat design.

In the back of your mind, you should be sure that

the company you buy from will be around long enough

to deliver on their warranty. Zodiac has been

building inflatable boats for over 50 years, and

offer a limited 5 year warranty on their inflatable

boats. Therefore, Zodiak is one of the best you

can buy today.

With all inflatable boats, you should know which

type you want before you purchase. You can always

look around and see what each dealer offer, then

plan your purchase accordingly. An inflatable

boat is great to have, especially for those who

own big ships and vessels. You can't go wrong with

these boats either - as they serve many different

useful purposes.

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New Or Used Boat

(category: Buying-A-Boat, Word count: 425)
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Similiar to cars, there are a few pros and cons to

new and used boats. Even though there are hundreds

of used boats available, you should look at the newer

ones first.

New boats

With new boats, you'll know each and every piece of

history with the boat and the motor. If something

happens to go wrong, you'll have a warranty to fall

back on, so you don't have to focus on restoring or

repairing your new boat. This way, you can get out

in the water immediately.

When you finance a new boat, you can usually get a

much better interest rate as well. By shopping new

you'll also get a better idea as to which type of

boat is best for you and your family. Just like a

car, the depreciation value is the highest in the

first season of use.

Used boats

Used boats can be a great option, especially for

those who don't know what they want to do with the

boat, or those with tight budgets. Even though you

may be planning to buy a new boat, it's always a

good idea to shop new ones first.

Attending boat shows are a great way to see the

boats that are out there, helping you to get an idea

of what you want. You can look at the many used

boats that are there, then narrow your list down as

to what type of used boat you prefer.

Whether you plan to shop for your used boat online,

through the newspaper, or by visiting one of the local

boat dealerships, make sure you get a marine survey

of the boat before you make the purchase. A marine

survey may be a bit expensive, although it's money

well spent.

Often times, structural defects or mechanical

problems with used boats that weren't cared for

properly will be quite difficult to detect. A marine

survey is similiar to a home inspection, as the

surveyor will inspect every inch of the boat, from

the engine to the electrical system and the hull to

the steering wheel.

Depending on the results you receive, you can use the

results to get a lower price, or just stop the deal

altogether if the results are that bad. The marine

survey is the smartest way to buy a used boat, as

it can save you a lot of time, headache, and even

money - which makes it well worth it.

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Cash Or Finance For Your Boat

(category: Buying-A-Boat, Word count: 308)
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Before you go out and purchase your boat, remember

that boating is a hobby and you shouldn't go

overboard with it. Unlike your house, boating

isn't really worth going into debt for. First

time buyers who aren't sure about boating should

always make sure they spend well within their

budget.

To get the most out of your boat, it's always a

better idea to scrape up your recreational dollars,

sell a few of your belongings, and simply save up

for a while. In the meantime, you should carefully

study the boating market. When you manage to

save up 3,500 - 25,000 dollars, go ahead and buy

the boat you want.

Whatever you do, make sure you don't spend all of

your money on the just the boat itself. When you

purchase the boat, you'll need to have enough

money for taxes, registration, storage, towing

insurance, gas, equipment, and even minor repairs

if your boat requires them.

When buying a boat, used or new, cash is always

better than financing. You can save money with

cash, as there are no finance charges. Financing

charges can get high, very high in fact if you

don't know a lot about it.

If you simply must finance your purchase, it's a

smart idea to use a home equity loan instead. This

way, it'll be tax deductible. Always be on the

lookout for boat show financing, and never, ever

use it. Several boat show financing ploys will

extend the loan out over the course of 10 - 15

years.

A new boater will either advance with boating or

get out of it all together. Most boaters don't keep

their boat for more than 10 years, which is reason

enough not to get an extended finance loan on your

boat.

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Choosing The Right Engine

(category: Buying-A-Boat, Word count: 449)
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Choosing the engine (or propulsion system) for your

boat is very important. Both the weight and the

horsepower will have a major impact on the performance

of your boat. If you have a boat that's underpowered,

the engine will work twice as hard, giving you poor

performance.

Now, we will take a look at the motors available

for boats and vessels:

Outboard motor

An outboard motor is very popular and very useful on

small boats. These motors are very light, powerful,

and extremely quiet. Normally mounted on the transom

of a boat, there are boats available that offer a

motor well or even a bracket to mount the motor to.

The entire motor will swivel about, providing easy

steering as the turning propeller pushes the stern

about. Outboard motors come in many different sizes

and the horsepower can use different types of fuel.

Stern drive

These motors are also known as I/O engines, and

normally heavier than outboard motors. Consisting

of an engine mounted inboard and a lower unit

attached to the transom, these motors offer power

and versitility. You can also tilt the motor up

and down to help provide boat trim while you cruise.

Inboards

On boats that are over 26 feet in length, these

motors are very popular. Similiar to the stern drive

motor, the inboard motor is mounted inside the boat

towards the center, giving you good weight proportion.

Inboards connect directly to the transmission, then

on through the hull of the boat. Then, the shaft

is attached to a propeller which will turn and

propel the boat. The shaft is fixed and doesn't

swivel around. Therefore, a rudder is mounted

behind the shaft and propeller to help deflect the

flow of water which provides your steering direction.

Jet drive

Jet drive propulsion systems have a big advantage -

no propeller to cause damage or injury to those in

the water, including marine life. Normally, they

are inboard engines that will take in water that

flows through a pump, powered by an impeller.

Then, the water is discharged at a very high pressure

through a nozzle that will propel the boat. To

provide steering for the boat, the nozzle will

swivel. For personal watercraft, a jet drive is

the way to go.

Keep in mind that when power isn't being applied,

jet driven boats will lose steering, as the stream

of water that propels the boat won't be there.

Therefore, always keep any part of your body away

from the pump intake - and never operate these types

of boats in shallow water.

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Buying Boat Insurance

(category: Buying-A-Boat, Word count: 429)
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Those of you who own boat will want to make sure

you get watercraft coverage. Often times, people

don't realize that they need this type of coverage

for their boats. There are many boat owners that

don't even realize this type of insurance is

even available.

You need boat insurance if you own a boat, it's

that simple. Before you buy boat insurance, here

are some things you simply must know.

- Many states now require that you carry watercraft

liability coverage. What this coverage does, is

protect you against any damage that you cause to

other people or their property with your boat. This

insurance will also cover you for vandalism, theft,

fire, stranding, sinking, and even collision. You

should always call your insurance agent and see

what's required with your state and what policies

they cover.

- There is also optional coverage that you should

really consider. One type of coverage that you

should strongly consider is Wreckage Removal. In

most areas, the removal of sunken or wrecked

boats is required by law, and the responsibility

of the owner to pay for the removal, which can

easily be very expensive.

Wreckage Removal coverage will pay these costs for

you. You should also consider adding coverage

that will pay for repairs and mechanical failure

as well, along with towing charges - should you

ever need to be towed back to the shore.

- Not all insurance companies cover everyone who

operates the boat. This is something you should

always ask about, find out who is covered when

operating the boat. There are several companies

that will only cover the owner of the boat. Make

sure that the insurance agent defines who is

covered when operating the boat.

- When you shop for boat insurance, call your

current company first, then check with other

companies to see what type of rates they offer as

well. Always remember that insurance agencies

are in competition with each other, and they'll

work with you to get you to join them. Let one

know about a better rate that you've been quoted

and see if they'll go one better.

Before you shop for boat insurance, think about

the investment you have made with your boat. Boats

are not cheap, replacing or repairing them isn't

cheap either. Therefore, you should always make

sure you get the coverage you need to protect you

against anything that happens with your boat.

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Buying The Right Fishing Boat

(category: Buying-A-Boat, Word count: 292)
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If you are planning to buy a boat, you'll first need

to evaluate what you plan to do with it. If your

primary purpose is fishing, then you'll want to

look into boats that are designed primarily for

fishing.

If you happen to be a tournament fisherman, or hope

to be, then you probably wouldn't be happy with a

boat less than a 150 HP motor and shorter than 19

feet in length. Those of you who plan to fish in

really deep water on a regular basis will probably

need a 200 HP motor and at least 20 feet of length.

If you don't plan to tournament fish, but go after

bass fish instead, you'll want a 17 - 18 foot boat

with at least a 115 HP motor. This way, you can

enjoy the lake or the river.

Those of you who like to fish for species may want

to look for a more versatile boat with plenty of

walking around room, higher sides, and a different

seating arrangement. This type of boat is ideal

for several people, even a trip out with your

wife and kids.

If you plan to fish on occasion, but not enough

to invest in a boat, you may want to look at a

fish and ski model. This is a hybrid boat, crossing

between a bass boat and pleasure boat, and can

easily serve your purpose.

The biggest part of the buying process is getting

what you can afford. Luckily, there are many new

boats available, giving you several that fit your

budget. If you prefer, you can shop and find a used

boat that fits both your needs and budget.

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