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Green Tea Patches For Weight Loss

(category: Weight-Loss, Word count: 463)
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One of the newest products to hit the dieting market are weight loss patches.

Inspired by the success of nicotine patches marketers struck on the idea that weight loss patches may work the same way. Weight loss patches are basically designed for people who forget to take their regular dosage of weight loss supplements or capsules. With weight loss patches, a person will no longer need to take pills as he will have a 24hour supply of substances stuck to his skin.

Weight loss patches are commonly made from such ingredients as algae and seaweed which are known appetite-suppressants. Later studies on weight loss and diets led to the use of green tea as a weight loss patch.

What? Green Tea as Weight Loss Patches?

As far back as the Ming dynasty and perhaps even earlier than that, green tea has been used as herbal remedy and overall health drink in China. In recent times, speculations on the use of green tea as a possible remedy for cancer have arisen due to the discovery that the polyphenol substance found in green tea can stop cancer cells from growing.

The polyphenols in green tea weight loss patches also have other uses. A study published in the American Journal of Clinical Nutrition shows that green tea polyphenols can speed up the metabolic rate of the body. With this recent discovery, several companies specializing in pharmaceutical products have started introducing green tea into the market as a supplement either in the form of diet pills or weight loss patches.

Green tea weight loss patches are a better alternative to other products since they have no adverse side-effects. Other substances that induce weight loss like ephedra may increase heart rates which could lead to cardiovascular complications.

Green tea weight loss patches are good for people with high LDL, the bad cholesterol found in the body. Because the antioxidants in green tea weight loss patches destroy LDL cholesterols while at the same time enhancing the good cholesterol levels in the body, a balance in the body is achieved which could only lead to overall good health and well-being.

Green tea weight loss patches works in two ways. First, they suppress appetite naturally and safely. A study at the University of Chicago showed that rats when injected with green tea can lose up to 21% of their bodyweight. This is due to the fact that a substance present in green tea acts as a natural appetite-suppressant that staves off hunger.

Green tea weight loss patches also increase metabolism. With their high epigallocatechin gallate (EGCG) content, green tea weight loss patches have a distinct advantage over stimulant diet drugs which can be harmful to individuals with hypertension and heart complications.

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Jesper Parnevik Helps Golfers Get Into The Swing Of Spring

(category: Golf, Word count: 332)
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Spring marks the return of warmer weather and outdoor activities, and for golf enthusiasts, the beginning of peak golf season. But for the more than 35.9 million people who suffer from seasonal allergies, enjoying the outdoors can be challenging. That is why golfing expert and allergy sufferer Jesper Parnevik is offering tips that help golfers get into the swing of spring.

Springtime Golf Tips

From Jesper Parnevik

(*) Avoid tee times between 10 a.m. and 4 p.m., when pollen levels are at their highest. Check out www.Benadrylusa.com or a weather information Web site in advance for pollen counts.

(*) Pack essentials such as sunscreen and Band-Aids in your golf bag or cart. For allergy sufferers, pack an effective allergy medication like Benadryl, which can help to relieve even your worst allergy symptoms, such as runny nose, watery eyes and itchy throat.

(*) Clubs aren't one size fits all, so when purchasing clubs, consider length, shaft flex, lie angle, loft and grip size. Remember, for virtually the same price as off-the-rack clubs, you can be fit for a custom set that will improve your game.

(*) Choose the right course. Seasonal allergies are often caused by trees and grasses that have small, light and dry pollens, so picking the right type of course is important. For instance, a "links" course is relatively treeless, so it may have fewer allergy triggers.

(*) Putting is one of the most essential parts of the game-so try to spend about 40 to 50 percent of your practice time on the short game.

(*) If you're planning a golf vacation, try avoiding vacation destinations with hot, dry and windy weather, which generally means more pollen in the air.

(*) Don't forget the cardinal rule in golf-proper etiquette. Try not to move, talk, make unnecessary noise (such as sneezing) or stand close to or directly behind someone who's addressing the ball or making a stroke.

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Enjoying Coffee At Home Or At Work

(category: Food-Beverage, Word count: 528)
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Having a cup of coffee has been a very popular pastime for almost everybody. Be it in the workplace, coffee shops or even in the comforts of our very own homes, we get to enjoy it with our family and peers. It provides opportunities for social interactions to some and while to others it gives them a time to relax and wind up.

Coffee was first discovered in the highlands of Ethiopia. It later on spread to Egypt, Yemen, Persia, Turkey, northern Africa and then to the Venetian ports of Italy. Then from Venice it was introduced to the rest of Europe and to the Americas. Initially, it was used for spiritual reasons. It became a substitute of wine for various spiritual practices. Today, coffee has become one of the most popular beverages enjoyed worldwide.

Coffee preparation involves a number of processes. It starts from harvesting (usually by hands), separating the fruit from the beans, fermentation (to remove the slimy layer on the beans), washing (to remove the fermentation residue), drying and finally sorting. Roasting comes in next since coffee beans are sold in its roasted state. It is in this process where more care is employed because roasting influences the flavor of the coffee bean, while undergoing physical and chemical change.

There are quite a number of health benefits from drinking coffee. One would be the theophylline in coffee which reduces the symptoms of asthma. It also has natural antioxidants which flush out the body from free radicals that contribute to cell damage and thus reduce the risk of cancer. It also appears to help in reducing the risk of certain ailments such as Parkinson's disease, Alzheimer's disease, cirrhosis of the liver, gout, heart diseases and type II diabetes. It was also known to reduce depression and is popularly known to "perk you up" in the morning. It is commonly used by athletes to aid in lengthening their endurance for physical activity and their recovery afterwards. Scientists have already had some proof that taking coffee breaks is beneficial to anyone especially in the workplace. Recent studies show that coffee can help an individual become more productive and allow their mind to function well. However, excessive coffee drinking also poses some negative effects as well. It is mostly due to a stimulant found in coffee called caffeine, which can cause stiffening on the walls of the arteries. Caffeine is also an addictive compound so it is necessary that you drink coffee in moderation for if taken in excessive amounts could lead to insomnia, arrhythmia, psychomotor agitation and osteoporosis.

Coffee can be enjoyed in various ways, whether you are in the workplace or at home. It may be served black, which is with no additives, or served with sugar or creamers or both. It may also be served either hot or cold. When served cold, it is called iced coffee and is a special treat especially during the summer months. Hot or iced coffee can be prepared with a variety of flavors which would surely tease your taste buds. A few would include chocolate, French vanilla, hazelnut, Almond amaretto, caramel, and Kona.

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What Should Your Homeowners Insurance Cover

(category: Insurance, Word count: 568)
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There are many things to consider when purchasing your home insurance, here are a few things to look for when finding the right policy.

Home Owners Liability Coverage

Liability insurance is very important to a homeowner's coverage because it helps protect the owner and the family from financial disaster if someone files a claim against the homeowner's policy, sues the homeowner or if the courts hold the homeowner legally responsible for someone else's injury or property damage. The standard liability limit for most policies is $100,000, but many people believe that additional protection is needed , especially if the homeowner has sizable assets.

For a small increase in premium, an additional $300,000 to $500,000 may be obtained. Liability coverage protects in three ways: Personal liability, damage to the property of others, and medical expenses for injury to others.

Another way to protect one's assets is to consider an Umbrella Policy which usually adds $1 million (or possibly more) in excess liability coverage to the homeowner's property and automobile insurance policies. It also covers claims excluded from most basic policies such as libel, slander, defamation and mental anguish.

For example, most policies provide liability coverage that covers not only accidents that occur on the insured property but accidents that occur elsewhere. If the family dog bites a neighbor in front of another neighbor's house, for example, the dog owner's homeowner's policy will usually compensate the neighbor for injuries and necessary medical expenses. For more information on home owners insurance visit our specialist site below.

Theft Off Premises

Most policies automatically insure against the loss of personal property even if that property is not on the insured premises when it is lost. If one goes to the airport with several suitcases and they are stolen, this is probably covered. Talk with your agent and/or your insurance company for details.

Additional Living Expenses

Another automatic benefit of which many homeowners are unaware is coverage for living expenses if the covered premises is damaged to the point of being uninhabitable. Not only should the policy pay for the cost to repair the damage to the dwelling, but it should also reimburse the homeowner for the additional expenses of living elsewhere while the repairs are being made.

What Can A Homeowner Do To Be Prepared?

How does someone find out what is and what is not covered? Read the policy carefully. It's not likely to be fun reading, but the good news is that if one reads and understands his or her policy before it is needed, this knowledge may save unexpected financial losses should a problem occur. It is always best to talk with one's insurance agent or the company that issued the policy for details.

Understanding your home owners insurance policy is best handled before a claim is made. In the case of the contents, an inventory of items room by room is important to have with information such as the date purchased, serial number, the original cost of each item and a brief description. Video tape or still photos is very helpful along with the inventory. These items should be stored in a safe place such as a safety deposit box in a bank or savings and loan institution and not in the home because if the home is destroyed, the chances are the inventory and related photos or tape may also be destroyed.

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Options For A Home Loan

(category: Wealth-Building, Word count: 511)
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Listening to all the commercials on television and radio makes it appear that there is a home loan for anybody that wants one. For the most part, there is a home loan option for almost anybody.

Having acceptable credit, of course, is a key element but structuring home loans can take many forms depending upon conditions.

Traditional loans

If you are a first time home buyer or a seasoned home owner you are likely aware of the traditional 30 year fixed rate home loan. Mom and Dad had one and Grandma and Granddad had one. In the past, there were very few options in the home loan marketplace. Today, the traditional 30 year fixed rate home loan still exists and has even had a bit of a twist put into it. In recent years, many people are opting for a 15 or 20 year fixed rate deal to reduce interest costs. The idea of a traditional home loan is to have predictability in payments so a subtle shift to a shorter term is a big thing.

Variable rates

In the past, the variable rate loans were for real risk takers. It still does have a certain amount of risk associated with it but, generally, it can be a very sound way to go. The only real need is that you have the right set of circumstances working in your favor. With a variable rate home loan the interest rate is initially lower than a fixed rate loan for a set period of time (usually 3, 5 or 7 years.) After this period the interest rate changes as interest rates change.

The variable rate home loan is a solid choice if you are planning to not be in your home for very long, say 3-5 years. The thing to consider, however, is that if economic conditions turn south you may end up having higher monthly payments down the road. In this instance, a stable and well paying employment situation is a good thing.

A custom home loan

Offerings of home loans have progressed to a point where many lenders are offering an entire grocery basket of loan types for just about any borrower. Low down payments, interest only plans and sub-prime interest rates are just a few of the home loans being offered to the consumer. Each has advantages and disadvantages for the consumer and care needs to be exercised.

Several of these types of loans are geared for those that may have issues with making a significant down payment or those that would like to lower monthly payments. There really is no end to the type of custom home loans available to the customer.

Finding the right lender is the key. If they ask allot of questions about your finances they should be able to tailor a home loan package to your needs. Being upfront about what your financial situation is and what you'd like to accomplish will go a long way in finding the right home loan for you. The market is ready to lend.

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From Employee To Entrepreneur 5 Steps To Get You Started

(category: Web-Hosting, Word count: 312)
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The first time I left my job to begin an entrepreneurial venture, I was ready. I had money and a business plan. What else did I need, I thought? I gave notice to my employer and to my surprise, fear set in immediately. I didn't leave my job...that time. I realized that while I prepared externally, I didn't prepare internally - emotionally, mentally, physically and spiritually - for this life transition.

Almost nine years have passed since I left my job and began my venture as an entrepreneur. I've learned that entrepreneurship is a process - it is like building and then crossing a bridge. I've also learned that entrepreneurship takes place "within" an individual - it is not necessarily about leaving a job , but rather about living a life of fulfillment. Entrepreneurial thinking and living takes time, energy, tools, and action. Here are some ideas that have proven to be helpful to my clients in making the transition to entrepreneurial thinking and living.

Do Something Different Every Day

The purpose of this exercise is simply to get your mind accustomed to new experiences on a regular basis. Part of being human is that we develop patterns and are comfortable with habits. By doing something different every day, the mind becomes accustomed to change and new experiences. I gave one of my clients this exercise as part of her "homework;" she came back a week later and said, "The homework assignment that I thought was going to be the easiest (doing something different every day) turned out to be the hardest." Sometimes, we need to practice integrating change into our lives. Here are some ideas to start: Walk your dog on the other side of the street; valet park if you never valet; order something different at a restaurant; get up

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Are You Faced With Out Of Control Expenses

(category: Personal-Finance, Word count: 535)
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Perhaps you can relate to this scenario: The moment you thought you were back in the financial game of life, something else came along that smacked you back down into the land of money woes again. Was that an accurate scenario? For many people it is. Perhaps a tragic emergency or a once-in-a-lifetime opportunity came by and you had to pay more money than you expected to pay.

Whatever the situation, you were just clawing your way back to having control of your expenses when you pushed back down. Of course, the end result is debt!

How do you deal with that mounting debt? What can you do to solve it? There are many solutions and one of them is loans. We are going to show you the different kind of loan options you have to help you make the decision wisely.

A Secured UK secured loan is one option that many people just might want to choose because it gives them a variety of potential loan amounts and interest rates. If that's you, the choice is yours! You can choose the loan amount that is right for your situation. And, the rate of interest on the principle is usually determined by several things. For example, the prevailing interest rates, the risk the lender faces from the recipient, the amount of money you want to borrow, and the repayment period. Also, a Secured UK secured loan comes with several flexible repayment terms, including the repayment frequency and the loan period (which is the amount of time you expect to pay the loan back). That way, you can manage the loan over a period of time and suit it to your income.

Be sure to shop around. If you look around at the many options available, you'll probably find a Secured UK secured loan that provides you with a good amount to borrow, competitive rates, an attractive repayment period, and a repayment frequency that meets your needs. Consider this example:

If you have a large amount of utility bill outstanding debts (such as credit cards, loans, or bills owing), a Secured UK secured loan might be a good option in order to help you consolidate those utility bills into one manageable payment. That way, you can keep the lights on and the water running! Get a loan for a little more than your current accumulated bill so that you can put a small credit on each outstanding amount. That way, you'll gain back your good name from the utility companies, and you'll have a month or two of reprieve before you have to start paying back both the loan and the new utility bills you incur. It just might be a period of time where you tighten your belt, but it will allow you to live comfortably.

A Secured UK secured loan has many options. One of those is to consolidate your utility bills and let you begin the fight to win back your good name while keeping the lights on in your house. Many people are choosing to add a secured loan to their financial management plan. Is it the right thing for your out-of-control utility bills?

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Career Are You In The Right Seat

(category: Careers, Word count: 453)
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We all have a chair that designates a position in our career. For most of us the position, the responsibilities, the growth prospects and many such factors decide if we are happy in our seat? Sometimes, we may be unaware that another seat may send us much higher in the hierarchy and satisfaction level. Sometimes we are frustrated with our job for no easily identifiable reason. There are many such factors that determine if we are on the right seat. Let us examine some of them.

Involvement

How involved we are with what we do? Are we so engrossed with our job, that we have no time to think of anything else? Or we are so less connected with our job that having it or not makes no difference to us? Albert Einstein, the great scientist was so involved with his job of thinking and finding solutions to mysteries of physics and cosmos that he had no time left for anything else. His involvement was total. Do you have such an involvement?

Joy

Do we feel joy in what we do? I have taken this right near the top, because if we are dissatisfied for any reason, we will never get joy. If we get joy then most of things are going in the right direction. So think if you are getting joy in your job?

Respect

If you are working with the right people and doing the right job, you will always get the respect of your colleagues. If the respect is missing, please take that as a red signal telling you that something might be amiss.

Skill

Do you find your skills and aptitude matching the job requirements? You might be made for greater things in life. Please get your skills assessed and find out if you are wasting time with a low skilled job, when you should have been working with something requiring great skills and abilities.

There are other factors such as vision for the job, future growth potential, learning opportunities and such other factors that decide if you are on the right seat. The right person for the right job - are you the right person for your job and more importantly, is the job right for you?

I have given some pointers for thought. Ultimately, it is your life goals and values that will always decide if the job fits you. That can be done only by you. What is most important is that you review your job and your satisfaction level at frequent intervals and bring changes to create a more meaningful life. So find out today if you are in the right seat in your career.

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Ebay Data And Research A Critical Element Of Success

(category: Auctions, Word count: 240)
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"If you can measure it, you can manage it." Perhaps a cliche, but true nonetheless.

eBay is a business any way you look at it. Sure, it can be an immense deal of fun for both the buyers and sellers, but when you look at it from another view point; you will see that it is a business from the seller's point of view, the buyer's point of view, and eBay's point of view.

More than 40 million dollars a day in business is transacted on eBay. Selling items on eBay successfully is an art AND a science. The good news is that eBay offers many different forms of quantitative information Research to enable you to determine that you are selling the right items, to the right people, in the right way.

Some of the data and research is not free, but much of it is. The available resources include hot items by category, eBay Pulse, merchandising calendar, sales reports, marketplace research, buyer behavioral report, and the eBay solutions directory. These tools are quite easy to use, and the information that can be gleaned from them is extremely valuable.

The Data and Research tools are all accessible through your seller's account, by clicking on the 'Advance Selling' link. Learn to use those tools, and get your piece of that more than $40 million that streams through eBay each day.

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