Tips For Buying A Used Car And Avoiding A Lemon
Do some homework before you start shopping for a used vehicle. Think about what your needs are, what your driving habits are, and what your budget is. You can learn about vehicle models, options, and prices by reading dealership ads in the newspaper as well as reading the classifieds.
There is also a host of information about used cars on the Internet. Enter the words USED CAR as keywords for searching and you will find information such as how to buy a used car, how to conduct a pre-purchase inspection, ads for cars available for sale, as well as other information.
Your local library and book stores are another source of good information. They have publications that compare car models, options, and costs; as well as offer information about frequency-of-repair records, safety tests, and mileage.
Once you've narrowed your car choices, research the frequency of repair and the maintenance costs on those models in auto-related consumer magazines. For information on recalls, contact The U.S. Department of Transportation's Auto Safety Hotline at 1-800-424-9393.
When you find a vehicle you are seriously interested in, considering using one of the vehicle history services available online to find out what that vehicle's history is. Some of the services available include an odometer check to help you make sure the mileage on the vehicle is accurate; checking the registration to find out if the vehicle was a rental, a lease, private party, or fleet vehicle; a title check; as well as finding out if the vehicle is a lemon, was in a major accident, was a salvage vehicle, or was ever reported stolen.
There is typically a fee for these services, but spending a little money to find out the exact history of the vehicle can save you serious money and headaches down the road. In order to use one of these services, you will need the VIN from the vehicle. Enter the keywords VEHICLE HISTORY in an Internet search engine such as Google or Yahoo. It will yield results for several organizations that offer these services such as http://www.carfax.com and http://www.autocheck.com
For financing you have two choices. One is to pay in full at the time of purchase. The other option is to finance over time. If you finance, the total cost of the vehicle increases because you are also paying for the cost of credit which includes interest and other loan costs. If you are going to finance, consider how much money you can put down on the car, your monthly payment, the length of the loan, and the annual percentage rate. Keep in mind that annual percentage rates are typically higher on used vehicles. The loan period is typically shorter on a used vehicle as well.
Dealers and lenders offer a variety of loan terms and payments schedules. Shop around. Compare offers. Negotiate the best deal you can. Be very careful about advertisements that offer financing to first time buyers and to people with bad credit. They typically require a big down payment and have a high annual percentage interest rate. If you agree to financing that carries a high interest rate, you might be taking a big risk. If you decide to sell the car before the loan is paid in full, the amount you receive from the sale of the vehicle may be far less than the amount you need to pay off the loan. If the car is repossessed or declared a total loss because of an accident, you could be obligated to pay a considerable amount to repay the loan even after the proceeds from the sale of the car or the insurance payment have been deducted.
If you decide to finance, make sure you understand the following aspects of the loan agreement before you sign any documents:
1) the exact price you are paying for the vehicle, not just what the monthly payments are
2) the amount of your finance charges (the exact dollar around the credit will cost you)
3) the annual percentage rate (APR)
4) the number of monthly payments and the amount of each monthly payment
5) the total cost of the vehicle (including tax, title, registration, finance costs, etc.)
Used cars are sold through numerous types of outlets: franchise dealers, independent dealers, rental car companies, leasing companies, used car superstores, private party sales and the Internet. Check with family and friends for recommendations on where to buy a vehicle. It is also a good idea to call your local Better Business Bureau and/or the State Attorney General office to find out if any unresolved complaints are on file about a particular dealer before you decide to do business with them.
There is a lot of hype in ads you will see. Some dealers are attracting customers with no-haggle prices, factory certified used cars and better warranties. Consider the dealer's reputation when evaluating these ads.
By law, dealers are not required to give used car buyers a three day right to cancel. The right to return a car in a few days for a refund exists only if the dealer grants this privilege to buyers. Before you purchase from a dealer, ask about the return policy. Get the return policy in writing and read it carefully to be sure you understand it.
The Federal Trade Commission's Used Car Rule requires dealers to post a Buyers Guide in every used car they offer for sale. This includes light-duty vans, light-duty trucks, demonstrators, and program cars.Demonstrator vehicles are new vehicles that have not been owned, leased, or used as rentals, but they have been driven by the dealer staff. Program cars are low-mileage, current-model-year vehicles returned from short-term leases or rentals.
Buyers Guides do not have to be posted on motorcycles and most recreational vehicles. Anyone who sells less than six cars a year does not have to post a Buyers Guide.
The Buyers Guide must tell you the following:
1) whether the vehicle is being sold "as is" or with a warranty
2) what percentage of the repair costs a dealer will pay under the warranty
3) that spoken promises are difficult to enforce
4) to get all promises in writing
5) to keep the Buyer's Guide for reference after the sale
6) the major mechanical and electrical systems on the car, including some of the
major problems you should look out for
7) to ask to have the car inspected by an independent mechanic before you buy.
When you buy a used car from a dealer, get the original Buyers Guide that was posted in the vehicle, or a copy. The Guide has to reflect any negotiated changes in the warranty coverage. It also becomes part of your sales contract and overrides any contrary provisions. For example, if
the Buyers Guide says the car comes with a warranty and the contract says the car is sold "as is," the dealer must give you the warranty described in the Guide. When the dealer offers a vehicle "as is," the box next to the "As Is - No Warranty" disclosure on the Buyers Guide must be
checked. If the box is checked but the dealer promises to repair the vehicle or cancel the sale if you're not satisfied, make sure the promise is written on the Buyers Guide.
Some states, do not allow "as is" sales for many used vehicles and some states require different disclosures than those on the Buyers Guide. Check with you state Attorney General office to find out what the laws are in your state.
99 Octane Motivation Fuel
Keep them Euphoric: 5 more ways to turbocharge employees.
These are five additional ways that you can successfully create an encouraging work environment while increasing employee.
1.Distinguish your employees. It is essential that you empathize with your employees. Know about their family; know about what they do after hours, what interests them. This is not meant to be prying into an employee's personal life, but knowing an employee can help you to resolve what motivates that employee. Different people are motivated by dissimilar things. What does the employee want? What do they want from this job, from their life, and for their future? Reaching goals can be difficult. Helping someone to reach a goal at work is impossible if you do not know what that goal is.
2.Discover more. It is your responsibility to create enthusiasm in the workplace. Therefore it is up to you to continue to study innovative ways to spur employees to action. You might opt to take classes that offered as short courses at HR firms or online universities. This will give you a fabulous opportunity to continue to learn new ways to stimulate your employees
3.Splurge special time with your employees. Take a few minutes out of your day to just talk with your employees. Give them an opportunity to voice their opinions and concerns or simply ask how their week went. This will demonstrate how much you care about his or her happiness within the company. You can also schedule performance reviews either once a month, once a year or however often is comfortable for you. This will allow you time to sit down and spend a little more time with the employee and give you a chance to discuss the highs and lows of the period in which the review is accomplished. Positive conversations, even on a casual level are a great way to increase employee motivation. Schedule one-on-ones and leave titles at the door.
4.Understand the employees' feelings about their career. Most employees start out in a job on the bottom with hopes of advancement. One way to increase employee drive is to discuss the likelihood of advancement or lateral movement within the company structure. It might be a different position, or a promotion, in a sister company. Your employees should know that you care about the things that they care about. Let them know that you are there to help them achieve their goals and they will give you 110%
5.Be transparent. You as a manager know what it feels like when a higher up seems to be keeping something from you. Even though there may not be a secret, the big boss still hasn't informed you on what is going on. Your employees may feel this way consistently. It is very important to keep employees informed about issues that arise in the company even if it does not directly affect them. Employees want to know about the company and they want to be involved. It is a good idea to have regular "catch-up" meetings, just to make sure that everyone is on the same page. Prepare employees if a major event is going to happen, such as a leveraged buyout or inspection by the CEO. Another way to explode inspiration among employees is to hold consultations when the company is planning on changing existing policies. Invite feed back from the employees and ask if they have any ideas about how to resolve the issue.
You as manager holds the keys to create a work environment that beneficial for company and employee growth. Sun Tzu asserts that "You are only as strong as your weakest link". Increasing motivation among employees will make each link a little stronger and forge a tougher backbone for the company.
Great Parts For The Racing Enthusiast
You are on your final lap of what has been an adventurous race filled with mayhem, mishaps, and a near misstep that could have cost you dearly. The two top drivers are within reach as you navigate the track's final turn. Do you risk it? Will you swing over to the left lane and pass them both or settle for a strong third place finish instead? Certainly, this "close, but no cigar" finish would be a moral victory for some drivers, but not for you. Suddenly, you swing your wheels to the left, press the pedal to the metal and pass driver #2 and edge just ahead of driver #1 as the checkered flag waves down before you. You win the race by mere inches because of the confidence you have in your car.
Oh, were we all so confident in our rides! You may not be a race car driver, but if you value performance then you know that keeping your car well maintained is essential toward ensuring a safe and fun ride every time. Importantly, upgrading your car to include premium performance parts is a necessity, so let's take a look at what racing enthusiasts the world over are doing to achieve maximum control.
What good is a performance car if it doesn't "speak" performance? Specifically, the tone of your vehicle's exhaust system should tell everyone that your car has the power to go along with its performance. That is why choosy drivers are selecting performance Remus exhaust systems for their rides. A Remus exhaust system is imported from Germany and can be found on many Mercedes, Mini, Volkswagen, and BMW cars. In America, Jeep and Ford owners have learned that the stainless steel and aluminum components that go into every Remus exhaust system can ensure a long life, better performance, and a great tone. Remus backs up their product with an unlimited 3 year warranty.
A great set of shocks on every vehicle is necessary and all the more so if you put your car through the paces. Every single turn and every single lift in the road can be navigated with confidence if your car has the right shocks or struts to ensure maximum control. KYB has been the original equipment shock for more manufacturers worldwide then any other brand for many years now. Enthusiasts select KYB performance shocks for maximum damping and greater tolerances every time. No brand can possibly match KYB in popularity and for offering the best bang for the buck.
A Turbonetics intercooler can give your ride more power and torque without an adverse impact on engine endurance. As a bolt on turbo system, Turbonetics can quickly provide more power, use less fuel, and is available on a variety of gasoline and diesel applications. Drivers of the Toyota Supra, select full size Chevy pick ups, and owners of the Subaru Impreza have all learned that a Turbonetics turbocooler can maximize power and performance quickly without a big time loss in downtime.
Yes, you may never compete in a NASCAR race or qualify for the Indy 500, however that doesn't mean you can't maximize your ride's performance. Install high quality and cost effective car parts from the Race Pages wholesale store today to achieve that race car edge.
Why Do I Have A Driving Record
Your driving record is one of the most important records that is available. Even though this does not seem like that big of a deal your driving record can be used for numerous different reasons.
First off, when you are looking to get car insurance your driving record is going to be requested from your states department of motor vehicles. If you happen to have any accidents or violations on your record you are going to end up paying a higher premium. Driving records are accessible by all insurance companies so there is really no way around this outside of stating out of trouble and accident free.
Also, a lot of people are probably not aware that driving records go a long way in deciding on whether or not you get hired for a job. If you are applying for a position that will require you to do a lot of driving, especially with company vehicles, you will be in deep trouble if your driving record is tarnished. Companies do not like to hire people who may be a major insurance liability. Companies may also decide to run your driving record even if you are not going to be using a company vehicle. They do this to see how responsible you are. If you have something like a driving under the influence violation on your record you may be in trouble. That is why it is important to do everything in your power to keep things like this off of your record. Even if something does happen, be sure to ask the court how to get the record expunged.
It is also possible to take courses on safe driving and state run courses that help to bring up the reputation of a tarnished driving license. These courses add points to a drivers license as opposed to accidents, tickets and other traffic violations equal a docking of points from a license.
Driving records are very important. It is crucial that people realize that a bad-driving record can harm you in more ways than one. Keep your driving record clean from now on!
Catalytic Converter Fires A Real Danger
Driving down the street with the setting sun at his back, Bob Cummins navigated around parked cars and fire hydrants to find the right place to park. It just wasn't something that was easy to do - finding a vacant spot - on his narrow, winding suburban street. Wedged between two business districts, Bob's block was frequently filled with cars from outside the area, taking away from the already limited on street parking. While he knew he could simply pull into his own driveway and park, he also knew that he'd have to move vehicles around later when his wife, Susan, returned home with the kids.
Glancing out of his right mirror he noticed it and slammed on his breaks. A car pulled out of a spot down the street behind him and its driver pulled into a nearby driveway and exited the car. Bob slowly backed up halfway down the block and slipped his Volvo XC90 into the empty spot. A little tight, he thought, as he left just enough room between the driveway in front of him and the car behind him for his SUV. Within moments Bob left the comfort of his Volvo and stepped inside the foyer of his center hall colonial.
Less than ten minutes later the sounds of sirens filled the neighborhood. At first, Bob did not give it much thought, but as the sirens drew closer he decided to step outside to investigate. To his utter horror, a car just two houses down from his home was engulfed in flames. Within moments his worst fears were confirmed: his new Volvo XC90 was on fire! Minutes later the fire was extinguished but Bob's SUV was destroyed.
An important part of your vehicle's emission system is the catalytic converter. It is tasked with reducing harmful emissions that pollute the atmosphere and it has been a part of nearly every passenger vehicle built since the mid 1970s. Unfortunately, the catalytic converter can also run very hot and, at the same time, spark ignition of anything that it comes into contact with. In Bob's case, it was his 2005 Volvo that was parked directly over a small leaf pile that started the fire that destroyed his XC90.
When parking your vehicle, take care to make sure that no debris is on the ground directly underneath your car. Even a small pile of dried out leaves can be just enough fodder for a fire. In the case of a high profile vehicle, such as the XC90, the clearance between the bottom of your vehicle and the ground is higher, meaning you many not notice anything underneath when backing into an empty parking space.
Hundreds of vehicle fires every year are attributed to motorists who park their cars over leaves; unfortunately this practice almost always results in the total loss of the vehicle due to excessive fire damage.
Play it safe when parking your car, truck, van, or SUV by examining the area underneath it to make sure that is completely free of all debris.
Tips On Preparing Your Car For Summer Driving
Spring is the perfect time to get your vehicle ready for the busy summer driving season ahead. It's wise to have your vehicle checked out before summer's heavy vacation traffic and stop-and-go conditions begin in earnest.
The experts at the nonprofit National Institute for Automotive Service Excellence offer the following tips on getting your vehicle ready:
* Read the owner's manual and follow the recommended service schedules. Pay attention to "regular" vs. "severe" schedules listed, and determine which is appropriate for your driving conditions and habits.
* Look for an orderly repair facility with modern equipment in the service bays and qualified automotive technicians on staff, as evidenced by trade school diplomas, certificates of advanced course work and training, as well as national certification of the individual technicians by ASE.
* Flush and refill the cooling system (radiator) according to the service manual's recommendations. The level, condition and concentration of the coolant should be checked periodically. Make sure the engine has cooled down before removing the radiator cap. Engine overheating is the most frequent summer breakdown.
* Have engine performance problems corrected, such as hard starts, rough idling and stalling. You'll get better gasoline mileage, and you could prevent more expensive repairs.
* Don't neglect your transmission and brakes. Costly repairs can be prevented by routine service. Neglected brakes can create safety issues, too.
* Seek out a qualified auto technician to check the condition of belts, clamps and hoses, but be proactive by looking for signs of wear, cracking or fraying.
* Have a marginally operating air conditioner system serviced by a technician qualified to handle refrigerants. Older units often contain ozone-depleting chemicals that could be released into the air through improper or incompetent service.
* Change the oil and oil filter as specified in the owner's manual. This simple, inexpensive service can increase the life of your vehicle.
* Replace other filters (air, fuel, PCV) as recommended in the service manual.
* Check the condition of tires, including the spare. Let the tires "cool down" before checking their pressure. Uneven wear, "cupping," vibrations or "pulling" to one side indicates problems with your tires or suspension system.
Tire Rack Selection Guide
If the active life is for you and your vehicle you will need all the help you can get to make sure you enjoy your relationship on and off the road. For the sporty driver, it will not do to just keep your sports gear, fishing gear, or camping gear in the passengers side of the car. The solution is a multisport car rack that is versatile enough to meet the demands of your adventures and activities.
1. Know Your Vehicle
First of all you have to know what you need and what you have before buying a car rack. Car racks are extremely versatile. The type of rack you purchase depends on the type of vehicle you have. There exists four types of car racks that work with most vehicles.
2. Rooftop Racks
These are the racks that attach to the roof of your car. These types of racks are sometimes factory installed. It can either attach to the gutter of your vehicle or to the clamps inbetween the frame and the door. With this in place you can now place additional carriers on the rack customizable to your needs.
3. Trunk or Deck Rack
Mounted using hooks and straps, these are attached to the hatchback or the car trunk. Some don't consider them as pure racks so they may be called mounts at times.
4. Hitch Racks
These attach to your car receiver standard hitch and may be preinstalled or installed separately.
5. Spare Tire Racks
Spare tire racks attach to a device that interfaces with the spare tire attachment. It may attach to the spare tire itself too. This makes for a snug, secure fit. Always consider the height limitation of your carport and your garage. Garages usually have enough room to accommodate most car racks. Keep in mind that this will add height to your vehicle so your car may not be able to fit in the same underground parking areas you are used to. Many adventurers forget that their stuff is on top of the vehicle. This has led to quite a few losses of equipment among rack owners. If your garage cannot accommodate such top-mounted racks, you should choose a rear or tire mounted rack instead. Cars will usually do well with a hitch rack while SUVs do well with tire racks.
6. Know Your Activities
Your choice of rack also depends on your activities. For activities such as biking, or skiing, you will want a basic rack that can be configured to accommodate more gear. Among them, the hitch rack and the rooftop rack are the best when it comes to versatility because they have a modular build that means you can configure it according to your needs. If you need to transport a kayak or surfboard, however, or rooftop racks are the only way to go.
7. How Much Can You Shell Out?
Carefully consider what you need before you make a purchase. Many people succumb to buying whatever looks shiny. Never salivate over features that, frankly, you do not yet need. Plan for your future needs but leave out features that you are sure you do not need. To save yourself a great deal of pain and cash, always consider which rack you will often use. The best way to go is to buy the basic attachment mount and then add the accessories later. Since these attachments are modular, you will not have a hard time removing and re-attaching accessories you may need.
High Gas Prices Inspire Con Artists
The high price of gasoline brings out the worst in some people. It also brings out the gullibility in others. A spate of rip-offs have been uncovered recently, all designed to take advantage of people's desperation to lower their fuel bills.
Texas based company BioPerformance, Inc., was shut down in May for being an illegal pyramid scheme and marketing a "magic gas pill" that wasn't magic at all-unless moth balls are magic.
Drawing on the desire for cheap gas at a time when gas prices are at record heights, BioPerformance claimed to have a "magic gas pill" that would increase fuel efficiency by 30% and reduce harmful emissions by half. In independent laboratory tests at the University of Texas and a university in Florida, the gas pills were discovered to be nothing but moth balls! Moth balls not only won't improve gas mileage, they can actually hurt your car's engine instead of helping it. Moth balls are also deadly to people, although the Bioperformance bottle claimed the pills were non-toxic.
"These claims are bogus," said Texas Attorney General Greg Abbott. "The pill does absolutely nothing to improve gas mileage. The company is merely a smokescreen to trigger the recruitment of more and more paying members into what appears to be an illegal pyramid scheme."
Along with promoting a product that is dangerous, BioPerformance was found to be an illegal pyramid scheme masquerading under the disguise of a multi-level marketing company. In legitimate multi-level marketing, profit comes from how much product a person sells; in illegal pyramid schemes, profit comes from recruiting more people into the program.
According to the BioPerformance website, at the time the company was shut down, it had 4,500 members in Texas and $25 million in sales. All that was built in just five months, which goes to show how desperate people are to save money at the gas pump.
You must be careful, there are very few product on the market today that will help you get better gas mileage. Bioperformance is one of the worst cases and fortunately, they've been put out of business and their owners are in serious legal trouble.
When Should You Replace Your Brake Pads
It might be hard to realize when you should replace your break pads. But there are some signs that can indicate that you need to change them. It is not a good idea to ignore it; it can cause more trouble in the long run.
Here are the most common signs of something wrong with your breaks: squealing brakes, spongy brake pedals, grinding of the brakes, wheel garbs, the car pulling from one side to the other, break pedal pumping. Be sure to notice if there are any signs of these when you are driving.
Once you notice any of these problems you should then have your car inspected, which should reveal that your brakes are worn and need to get replaced. If that is the case, it can be a little easy on you.
The next step would depend on how much knowledge, time and money you have to invest. If you look around you can probably find a garage that will offer free brake inspections, which can help you determine what exactly is wrong with your breaks.
You can ask your mechanic for a complete diagnosis of your break system. They will also give an estimate of how much it will cost you and what parts need to be repaired.
If you feel confident enough to do the job yourself, you can save quite a bit of money. You can not only save money on the labor but on the parts as well. You should shop around to get a good deal on part. A good place to check out would be the internet. Shopping online can give you more selections and save you a lot of money.
In the end all that matters is that you have your breaks fixed, so you can get on the road again.
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